September 2015 Monthly Chapter Luncheon – Host Card Emulation for NFC Mobile Payment in the Cloud

Topic: Host Card Emulation for NFC Mobile Payment in the Cloud 

Mobile Payments Security – Presentation for ISSA Portland Chapter 9-24-2015


Security on HCE NFC Mobile Payment smartphones has been an issue and with the use of tokenization, these issues have been minimized, although further debate and apparent limitations remain. Also some believe the TEE or even eSE could play a role in security of HCE NFC along with biometric “Touch ID” authentication. A secure payment system requires a holistic approach encompassing end-to-end encryption, tokenization and compliance with both existing and emerging standards, including PCI and EMV. The key is use of NFC SIM cards and HCE are not mutually exclusive, and you’ll see hybrid designed NFC Payment smartphones emerge. Karl will explore exactly what Host Card Emulation is, where it came from, also a discussion on Apple and Android “Pay” developments, including Samsung and Softcard.


Karl J. Weaver is an OEM/ODM mobile device ecosystem and business development executive/rainmaker for Near Field Communications, mobile (wallet) payments and TEE embedded mobile device security ecosystems. He is a globally-trained, bilingual Mandarin Chinese speaking senior mobility executive with vast experience selling wireless & mobile device technologies from both sides of the Pacific Rim to the global OEM/ODM handset/tablet PC ecosystem supply chain. He recently spent 5 years working in China for Gemalto as Rainmaker for design in of embedded Mobile NFC Payments & TEE security technologies to the OEM Smartphone/Tablet PC ecosystem.

The chapter maintains proof of attendance for members but it is the member’s responsibility to ensure that these CPE’s are credited to their respective accounts. This luncheon will offer 1 CPE per hourof attendance.

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